Our Channel Partner is strictly focused on Small & Growing Businesses … this is who we finance. We’re 100% committed to only helping SMEs grow. It’s in our DNA. It’s in our processes. It’s in the way we engage.
We do not serve start-ups, micro or lifestyle businesses.
We believe we can make a greater impact by financing Small & Growing Businesses. They are defined as commercially viable businesses that have significant potential for growth.
• You are a small to mid-sized business in operation for 3 or more years.
• With a minimum annual turnover of R10M
• alternatively with an annual turnover between R5M – R10M, provided there is some current growth context [for example a contract, project or acquisition]
• Summary of the business, the current situation & finance need [a paragraph or two to add as a front cover of the application]
• Completed & Signed application form [attached]
• Last 2 years’ sets of Annual Financial Statements [AFS]
• Latest Management or Internal Accounts
• Last 3 months bank statements
• Latest Debtors Age Analysis
• Latest Creditors Age Analysis
• Personal Assets & Liabilities of all shareholders [attached template]
• Overdraft Facility Agreement [where applicable]
• If available, Signed Contracts or Secured Orders
• If available, any Forecast for Cash-flow or Budget or Sales [in Excel format]
Loans from R100,000,00 to R15,000,000,00
Business Finance Made Easy:
Approvals within 72 hours, payout within 10 working days after the receipt of all relevant supporting documents. – Up to 60 months Payment Terms.